Columbus Day 2025: what's open, what's closed and everything you need to know for this holiday

Columbus Day, which takes place next Monday, marks a day when some government services, banks and schools modify their schedules. Here's a complete guide to what will be open, closed or on special hours during this federal holiday.

Banks and Financial Services

Many banks will be closed on Columbus Day, a federal holiday. However, ATMs and online banking will still be available for basic transactions.

Some private banks may have reduced hours or keep certain branches open inside supermarkets. It’s a good idea to check with your bank before heading out.

As usual, the Federal Reserve will be closed for the holiday, which means most banks will also be closed. Bank of America and Wells Fargo will not offer in-person branch services. 

However, Chase Bank has announced that it will keep some branches open, though it warns that electronic transactions may not be processed until Tuesday, Oct. 14.

The stock market will remain open. 

Post offices and mail deliveries.

The U.S. Postal Service (USPS) will suspend operations, with no mail delivery or pickup. 

UPS and FedEx will maintain most services, though some offices may operate on modified schedules. Customers should check the companies’ websites for location-specific details.

October 13 is also recognized as a state holiday in most states, so state and local government offices, including the Department of Motor Vehicles, will be closed.

Some local governments may keep certain services open with limited capacity, so residents should check with local authorities before attending.

Schools, libraries and public transportation

Public schools will remain closed in several states, though not all. Some districts are choosing to hold regular classes or offer educational activities related to the holiday.

In California, for example, the Department of Education calendar indicates that Columbus Day is not recognized as a school holiday.

Public libraries typically close or operate on reduced hours, while public transportation services will run on special holiday schedules.

Retail stores and restaurants

Unlike government offices, most stores, supermarkets, and restaurants will remain open on Columbus Day.

Stores such as Target and Walmart will be open on Monday, as will supermarkets like Safeway and pharmacies like CVS. However, some locations may operate on reduced hours, so it’s advisable to check ahead.

For those planning bulk purchases, Costco will also be open, as Columbus Day is not one of the seven holidays on which the chain closes its stores nationwide.

Is Columbus Day a federal holiday?

Columbus Day is a federal holiday, which means federal government offices, banks, and the Postal Service will be closed. However, states can decide whether to recognize it as an official holiday, so policies may vary by region.

Is it a paid holiday?

Federal employees receive the day off with pay. In the private sector, it depends on each company’s policy. Some businesses give employees the day off with pay or offer overtime for those required to work on the holiday.

Tips for planning the holiday

Columbus Day is a chance to relax and enjoy a day off, but it also calls for a bit of planning. This guide will help you organize your activities and avoid any surprises.