Veterans Day: What's open and what's closed?

This Nov. 11 marks Veterans Day, a federal holiday dedicated to honoring those who have served in the Armed Forces and those who gave their lives defending the country.

It is the third-to-last holiday of the year, with only Thanksgiving (Nov. 26) and Christmas Day (Dec. 25).

As with other holidays, some businesses will adjust their opening and closing hours, some will be closed for the entire day and others will operate as usual.

What will be closed on Veterans Day?

• All government offices and public institutions. All except those providing essential services.
• U.S. Postal Service. There will be no regular mail delivery, whether official or commercial, on Veterans Day.
• Bank branches. Most private financial institutions follow the Federal Reserve's holiday schedule and are closed. Online banking, apps and ATMs will be operational.
• Bond market. The fixed-income market will suspend trading entirely, in accordance with guidelines from the Securities Industry and Financial Markets Association (SIFMA).
• Schools and universities. Most elementary and secondary school districts, as well as public universities, cancel classes or limit their operations.

What will be open on Veterans Day?

• Big-box stores and supermarkets. Major chains such as Walmart, Target and Costco, as well as smaller chains, will be open during their regular hours, though there may be slight changes. In fact, many take this opportunity to launch special offers and promotions.
• Restaurants and cafes. Since it's a holiday, restaurants and cafes operate as usual. Some establishments even offer breakfast and discounts to veterans and active-duty military personnel.
• Stock market. Unlike the bond market, the major stock markets (New York Stock Exchange and Nasdaq) operate on their regular schedule.
• Private courier services. These will maintain their usual package pickup and delivery service.